2026 PNB, SBI & BOB Passbook New Rules: Bank customers across India are paying close attention to the latest updates from major public sector banks.
In 2026, new discussions around passbook usage, digital banking upgrades, and updated banking procedures have created buzz among customers of Punjab National Bank, State Bank of India, and Bank of Baroda.
If you maintain a savings or current account in any of these banks, here’s a clear and simple explanation of what the new passbook-related updates mean for you.
Passbook Printing System Gets Digital Push
Banks are gradually encouraging customers to shift toward digital transaction tracking. In 2026, PNB, SBI, and BOB are strengthening their digital banking systems to reduce dependency on physical passbook updates.
While passbooks are still valid, customers are being encouraged to use mobile apps and net banking for instant transaction details. Self-service passbook printing kiosks are also being promoted inside branches for faster updates without standing in long queues.
KYC Compliance Becomes Mandatory
One of the major areas banks are focusing on is updated KYC compliance. Customers must ensure that Aadhaar, PAN, and other identity documents are properly linked with their accounts. Incomplete KYC may restrict certain banking services, including passbook updates or transaction facilities. Regular verification helps banks maintain secure and smooth operations for customers.
Minimum Balance And Service Charges Alert
Banks often revise service charges and minimum balance requirements based on regulatory guidelines. Customers of PNB, SBI, and BOB are advised to review their account type and check whether minimum balance norms have changed in 2026. Failing to maintain required balances could attract service charges, which will reflect in the passbook or transaction statement.
Digital Statement Replaces Manual Tracking
With growing digital adoption, banks are emphasizing e-statements. Customers can now download monthly or quarterly statements directly from official banking apps. This reduces the need for frequent branch visits just for passbook entries. SMS alerts and email notifications ensure real-time tracking of deposits, withdrawals, and UPI transactions.
Passbook Update Kiosk Facility Expanded
To make banking easier, many branches have installed automated passbook printing machines. These kiosks allow customers to insert their passbook and update transaction entries instantly. This system reduces waiting time and makes branch visits smoother. Customers are advised to check with their local branch about kiosk availability.
Fraud Prevention And Security Measures
In 2026, banks are tightening security systems to protect customers from fraud. Customers are encouraged to regularly check their passbook or digital statements to identify unauthorized transactions. Immediate reporting of suspicious activity ensures faster resolution and enhanced protection.
What Customers Should Do Now
Bank customers should ensure that:
• KYC details are updated
• Mobile number is linked with the account
• Net banking and mobile banking are activated
• Minimum balance norms are understood
Staying informed about banking rules prevents unexpected service disruptions.
Final Verdict: 2026 PNB, SBI & BOB Passbook New Rules
The 2026 passbook updates for PNB, SBI, and BOB are part of a broader shift toward digital banking and improved compliance systems. While physical passbooks remain valid, customers are encouraged to adopt digital tools for convenience and faster access to transaction details. Keeping documents updated and monitoring accounts regularly will ensure smooth banking throughout the year.